Down Payment Assistance Programs
The Tarrant County Homebuyer Assistance Program can provide up to $50,000 in down payment and closing cost assistance for eligible first-time homebuyers purchasing a home in Tarrant County. The program is designed to help low- to moderate-income households overcome one of the biggest barriers to homeownership—the upfront costs of buying a home.
To qualify, the property must be located in Tarrant County but outside the city limits of Fort Worth, Arlington, and Grand Prairie. Assistance is provided as a zero-interest deferred loan, forgivable after the affordability period of 10 to 20 years.
The City of Fort Worth Homebuyer Assistance Program (HAP) can provide up to $25,000 in assistance for first-time homebuyers who qualify based on HUD Income Limits per household size. The amount of the assistance will be dependent on sales price and loan amount from the lender. A financial subsidy is available in the form of closing costs and down payment assistance for homes purchased in the Fort Worth City Limits. 3% of the loan amount may be used for closing costs and the remainder for down payment or all of the assistance pay be used for down payment. Ready to get started? Register for Homebuyer Orientation.
The Dallas Homebuyer Assistance Program (DHAP) provides financial assistance to help eligible households purchase a home within the City of Dallas.
Eligible participants may receive:
Down payment assistance
Closing cost assistance
In some cases, additional support based on need
Typical assistance amounts:
Up to $50,000
Up to $60,000 in High Opportunity Areas
For more information, please view DHAP Program Guidelines here.
The City of Arlington Homebuyer Assistance Program (AHAP)* provides up to $20,000 in down payment assistance for qualified first-time buyers with a household income that does not exceed 80% of the area median income (e.g. family of 4: $85,350). Ready to get started? Register for Homebuyer Orientation. (Want to know more about AHAP? Check out this Q&A)
AHAP Guidelines - Guidelines effective June 1, 2025
*Program is currently paused. Check back for updates.
The City of Irving Homebuyer Down Payment Assistance Program provides financial assistance to homebuyers that are looking to purchase a house. Ready to get started? Register for Homebuyer Orientation.
The City of Grand Prairie’s Buying Power Program through the Housing and Neighborhood Services Department (HNS)
The City of Grand Prairie’s Buying Power Program assists first time homebuyers who are low-to-moderate income persons and families in purchasing a home. Ready to get started? Register for Homebuyer Orientation.
Dallas Homebuyer Assistance Program (DHAP)
The Dallas Homebuyer Assistance Program (DHAP) helps eligible low- and moderate-income households purchase a home by providing financial assistance at the time of purchase, in accordance with federal, state, and local regulations. Ready to get started? Register for Homebuyer Orientation.