Learn more about homebuyer assistance in Fort Worth or other areas
Turn your homeownership dream into a reality with down payment assistance
Owning a home in Fort Worth may be more achievable than you think. Through the City of Fort Worth’s Homebuyer Assistance Program (HAP), qualified first-time buyers can receive up to $25,000 in down payment and closing cost assistance—a game-changing opportunity for individuals and families who are ready to build stability, equity, and a future in Fort Worth.
If you are dreaming of homeownership, but struggling to come up with the down payment, you owe it to yourself to sign up for an upcoming Homebuyer Orientation Class to learn more about homebuyer assistance.
How does HAP work? Who is eligible for down payment assistance?
HAP provides up to $25,000 in funds to cover down payment and closing cost in the form of a forgivable loan to eligible homebuyers purchasing within Fort Worth city limits who meet income and other program requirements, such as:
Your household income must be below 80% of the Area Median Income determined by HUD (for a family of 4, that's currently $85,350 as of June 2025).
You must be able to qualify for a fixed-rate mortgage from an approved lender. (Does your credit need work? We can help.)
Download Fort Worth HAP requirements here (English) and here (Español).
How do I apply for down payment assistance?
The homebuying process can be overwhelming when you’re a first-time homebuyer. Don’t worry—we’re here to help you from the start to finish, from hopeful to homeowner!
Register for an upcoming Homebuyer Orientation class to get started.
Questions? Call 817-924-5091 or contact counseling@housingchannel.org